What Is Mortgage Refinancing? Refinancing a home loan is the process of trading out an existing mortgage for a new one. It is …
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What Is an Escrow Account and How Does It Work?
Escrow is an important part of buying and owning a house. It protects and benefits homebuyers, home sellers, and homeowners. …
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What Happens to a VA Home Loan if the Veteran Dies?
The U.S. Department of Veterans Affairs (VA) guarantees home loans for eligible military members, veterans, and their spouses. VA …
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What Type of Home Can I Buy With an FHA Loan?
If you want to buy a home, but you have limited savings or a lower credit score, you may be interested in what an FHA loan has to …
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What Is the Difference Between Fixed-Rate and Adjustable-Rate Mortgages?
Are you considering buying a home? If so, you’ll likely need a mortgage to help finance your purchase. Home loans come in many …
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What Is Your Debt-to-Income Ratio?
When you apply for a mortgage, your lender takes a deep dive into your financial situation to determine your eligibility. You might have a good credit …